Bankruptcy Filing Software Options
Several software tools help pro se debtors prepare bankruptcy petitions:
| Software | Cost | Chapter | Notes |
|---|---|---|---|
| Upsolve | Free | Chapter 7 | Nonprofit, guided interview, limited to simple Ch. 7 cases |
| BankruptcyHQ | $0-$200 | Ch. 7 & 13 | Web-based, comprehensive form preparation |
| Best Case | Professional | All chapters | Used by attorneys, not consumer-facing |
| NextChapter | Professional | All chapters | Cloud-based, attorney tool |
What to Look For
- Generates all required Official Bankruptcy Forms
- Includes the means test calculation
- Updates for current year exemption amounts and median income figures
- Provides plain-language explanations of each question
- Allows you to save, edit, and print your completed forms
Important: No software can replace legal advice. The software helps you fill out forms correctly, but it cannot tell you whether Chapter 7 or 13 is right for you, which exemptions to claim, or how to handle complex issues.
Bankruptcy Tools Network:
Discharge Screener · Research Platform · Exemptions by State · Keep Your Car · Keep Your House · Bankruptcy Cost · Rebuild Credit · Buy a House After · Buy a Car After · Automatic Stay
Discharge Screener · Research Platform · Exemptions by State · Keep Your Car · Keep Your House · Bankruptcy Cost · Rebuild Credit · Buy a House After · Buy a Car After · Automatic Stay